The number that is usually filled in for you
Land calculators often come with a yearly growth rate already in the box. Change nothing, press the button, and the land wins. The trouble is that the growth figure is the whole answer — and nobody can know it for your parcel.
The Honest Land Calculator starts with every box empty. You enter the purchase price, the stamp duty and registration you will actually pay (as an amount — we supply no rate), other costs, yearly holding costs, any lease income you really expect, the years you plan to hold, your own estimate of the sale price, and the FD rate your bank offers.
Independent platform. AgriZameen is a private company (Vision Global Ventures LLP), not a government body and not affiliated with any land-records department. This article is information, not legal, tax or investment advice, and it promises no return. Verify records at the tehsil and take a qualified advocate’s or chartered accountant’s advice before you pay anything.
What it shows
- The money in at the start, the holding costs over the years, and the total cost of owning the land.
- Lease income over the years, your sale estimate, and the net gain or loss.
- A simple yearly figure — net gain ÷ money in at the start ÷ years — for rough comparison.
- The same start money in an FD, with interest added yearly, before tax.
What it leaves out, on purpose and in plain words
An FD can usually be closed in days. Land can take months to sell, and the price on the day you need to sell may not be the one you hoped for. That time and uncertainty is not in the figures, so the page says so under the result. Tax is not included either.
Using it well
Put in a cautious sale estimate as well as a hopeful one, and compare. If a seller’s brochure gives you a figure, ask where it comes from — our lesson on “land never loses its value” lists the questions.
Questions
Why does the calculator not suggest a growth rate?
Because nobody can know one for your parcel. A calculator that fills in a growth figure is making a claim it cannot stand behind.
Is the simple yearly figure my return?
No. It is your net gain divided by the money you put in at the start, divided by the years — a rough comparison, not a compound rate and not a forecast.
Does it include tax?
No. Tax on land and on FD interest depends on your situation. Ask a chartered accountant.